Before I introduce you to different online payment options, it is best to know what is pay online and its advantages.

What is Pay Online?

Online payment is the process of making a payment for your purchases without ever leaving your home. This is usually done with a credit card or through different payment options. The credit card is entered into a website, and you are then given the option to receive an email notification as soon as the transaction has been completed. This way you can buy something from anywhere in the world at any time!

Advantages of Paying Online

Paying online is highly convenient. Also, online shopping has become popular over the past few years because it allows you to compare shops from the comfort of your own home and research prices through user feedback before buying anything. Paying online can be a little intimidating, but it is actually quite safe. Websites use very high-level security systems to keep your information protected from hackers and scammers. In fact, sometimes, the only reason you run into problems paying online is because of incorrect billing information or because it is having technical difficulties.

1. Pay Anywhere

Paying Online is the best way to pay for your purchases because it allows you to pay for your purchase without leaving your home, saving time that would have been wasted at the store buying whatever you wanted in the first place.

2. Always Open

Paying Online is the best way to pay for your purchases because online stores are always open instead of going to physical locations that have to close and reopen each day. This gives you more options when wondering what time of the day is best for you to buy something.

3. More Discounts and Coupons

Paying Online is the best way to pay for your purchases because many online stores offer discounts or coupons through email, and saving money is always a good thing.

4. Buy from Anywhere

Paying Online is the best way to pay for your purchases because it allows other people from different states/countries to sell you goods and services while getting payment online. You may even try this yourself by creating a site or auctioning for items on sites. But if you plan on creating your own eCommerce site, make sure you add high-quality images.

17 Different Online Payment Options

Before you continue reading, it’s important to understand that different online payment options have varying degrees of security. For example, the payment at the register is usually considered more secure, while the pay online offers a higher degree of convenience.

Authorize.net

Authorize.Net is the leading provider of online transaction processing, eCommerce and digital commerce, account settlement aggregation services for small and medium-sized businesses. Authorize.Net offers a flexible suite of gateway services that enable businesses to securely process transactions anywhere on the web or within mobile applications. Authorize.Net’s innovations in payment technology and security provide an easy way for consumers to pay from their preferred devices using a variety of methods, such as Credit cards, debit cards, bank-issued cards (PAN), prepaid card (Bankcard), Bank account (eCheque), Cash Card, and more.

Authorize.Net is a registered ISO/MSP of major credit and debit brands for eCommerce merchants, including Visa®, MasterCard®, American Express®, Discover® and Diners Club International. Authorize.Net helps merchants grow sales, improve customer retention, reduce fraud, increase operational efficiency and meet the requirements of major card schemes at a low fixed cost.

PayPal

If you pay with PayPal, it is very easy to set up and use. You can either use your existing account or create a new one. All that must be done is that some personal information about the person paying must be entered into the form. This includes a name, address, email address, and bank account number. The information will then be verified and will be authorized for the payment. If your PayPal is a new account, the user must verify their bank account by providing an additional payment from that account.

PayPal will not protect you from fraud committed by a third party using your account information, as it is generally accepted that customers must be careful with their own security and report any suspected breaches to the company involved. However, PayPal will provide refunds if you are the victim of a technical or mechanical failure for up to 180 days. In addition, in the case of goods that do not match their description, PayPal will also refund your money in some instances.

PayPal’s business model is very different from most other online payment services. It is an Internet payment service that allows users to send and receive money online but also lets people accept payments for services rendered on websites without having to open a separate merchant account or use a credit card processor.

PayPal is one of the biggest payment services on the Internet with more than one hundred million registered accounts. PayPal was founded in December 1998 by Peter Thiel, Ken Howery, Yu Pan, Max Levchin, and Luke Nosek. It is a very easy-to-use system that allows you to send money to anyone via the email address or mobile phone number. Thus, PayPal serves as an excellent alternative to sending money orders or checks. The best part is the quickness of PayPal, and for a small fee, you can send money in minutes.

PayPal has one of the most secure payment systems in place today. For example, you can set restrictions that allow only authorized users to use your account. You can also set restrictions on how much and what types of items you will purchase through PayPal. This is very important because it helps keeps your information secure, while at the same time still allowing you to make purchases online without having to share any credit card or bank information.
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PayPal serves as one of the most secure online payment systems available today. So if you are selling products and services over the Internet, PayPal may be able to serve as that extra protection needed to ensure that your customers securely pay their money.

Google Pay

Google Pay is a near-field communication (NFC) mobile payment system developed by Google. The service allows payments to be made with Android smartphones at contactless point-of-sale terminals or online through the Google Wallet website interface. In addition, bank cards are supported on both physical and virtual cards using Visa Checkout, Masterpass (owned by MasterCard), or Google Pay, a debit card offered by the bank partners of Google.

As of late, online payment has been taking to mobile. Google pay offers users the ability to pay for items on their mobile devices without an app and access it without any hassle. All you will need to do is enter your address and credit card information, select the item you are purchasing, and then confirm it. Of course, Google doesn’t keep any of this information on record, so there is no way for anyone to access your private data. This makes Google Mobile pay one of the best payment services of its kind.

Skrill

Skrill (formerly Moneybookers) is an electronic online payment system that enables individuals and businesses to make and receive payments using the Internet. The service allows users to transfer money between registered accounts at thousands of online merchants and make online payments with several popular methods, including credit cards, debit cards, bank transfers, national electronic currencies from several countries, and wire transfers.

Perfect Money

PerfectMoney is an e-currency service that allows members to make instant payments and cash withdrawals to Perfect Money accounts using credit cards. The service issues an e-voucher with a unique number that can be used on the website of Perfect Money to redeem funds. The system is popular among online gamers, traders and investors.

Payeer

Payeer (formerly known as Kapital) was founded in 2013 and officially launched on October 31, 2013. On November 14, 2017, Payeer was rebranded to the new identity with a vision of providing convenient and indispensable financial services. Today Payeer is an electronic payment system that enables its users to transfer funds via online and mobile platforms. The service allows users to send and receive payments using several methods, including credit cards, debit cards, bank transfers, and national electronic currencies.

Amazon Pay

Amazon Pay is an online payment system that enables users to make shopping transactions at hundreds of thousands of online merchants in the US. The service allows customers to use several payment methods, including credit cards, debit cards, and Amazon gift cards. Amazon Pay works with a range of partners for its transactions, including Visa, Mastercard, American Express, and Discover.

Amazon Pay is a service that allows users to pay for items without creating a payment account. The process of paying for these items has been made very simple. The purchaser must enter their address and credit card information and then select the desired item. Amazon automatically sends you a confirmation email that the buyer will need to sign before committing their purchase.

Apple Pay

Apple Pay is a mobile payment and digital wallet service by Apple Inc., launched in 2014 as part of the company’s iPhone 6 product line. It allows nearby iPhone or Apple Watch-wearing users to make contactless payments at participating vendors equipped with point-of-sale systems and after October 2015 via Safari browser for macOS and iOS users. Apple Pay uses the EMVCo tokenization payment framework for transactions, alongside Apple’s rebranded versions of three major credit and debit card networks in Australia, Canada, China, France, Russia and Singapore (which use the same logo as Mastercard), Germany (UnionPay), Hong Kong (China UnionPay), the United Kingdom (Visa, Mastercard, and American Express), the United States (Visa and Mastercard)

The process of using Apple Pay owes much to other existing NFC payment systems. A user first configures their supported device to use Apple Pay by either adding a credit or debit card to the Wallet app on their iOS device or inputting their existing card information into the Apple Pay application on their Mac device. Once a card has been added, the user will hold their iPhone next to an NFC-based point of sale terminal to authenticate and verify the payment.

Dwolla

Dwolla is a fee-free person-to-person, online payment service that does not collect personal information. It is the only payment service of its kind to offer instantaneous account funding directly from the customer’s bank account for free and without having to share account or routing numbers. Payments can be made using a Dwolla account or from any U.S bank account via ACH transfer, without requiring users to share their sensitive information such as social security number (SSN), driver’s license, credit card, or bank account numbers. Platforms supported include web interfaces and the iPhone mobile app.

Payoneer

Payoneer is an electronic payment system that enables its users to send money globally. The service allows users to transfer funds between participating accounts, such as bank accounts or PayPal. The transfer of funds can be made globally using Payoneer’s transactional network with several payment options for users to facilitate international transactions. Payoneer is headquartered in New York City and currently has offices in Bangalore, India; Nairobi, Kenya; Bogota, Colombia; and Belgrade, Serbia. Payoneer is registered as a remittance institution in the US. In March 2008, Payoneer was granted a New York State Department of Financial Services license to operate in all 50 states of the United States.

Braintree

Braintree is a company that provides state-of-the-art tools for online businesses to accept payments from their customers. It allows merchants to sell items via e-commerce sites, mobile sites, and physical locations without the burden of an IT department or expensive payment hardware. Braintree has a complete system to take care of billing, payments, fraud protection, and customer service needs on the back end. In addition, they have a full assortment of checkout solutions on the front end–they’re even compatible with the most popular e-commerce platforms.

WePay

WePay is a payments service that makes accepting and sending payments simple. It integrates directly with Quickbooks, Xero, PayPal, Stripe, and many other accounting software. WePay offers two levels of service: Payouts for businesses looking to accept payments and payments for individuals and groups looking to send money domestically or internationally. Payouts offer a suite of services that allow businesses to accept customer payments conveniently (online or offline). In addition, payments enable anyone in a group on WePay to send funds easily without knowing their recipient’s account number or bank routing number (s).

Unity Payments

Unity Payments is the preferred payment provider for startups and web publishers worldwide. Their flexible solution can save you time and money as you grow your business. With support for a wide range of platforms, currencies, and payment types, you can choose the right mix of services for your business needs at each stage in the lifecycle of your project. In addition, every Unity Payments transaction is processed by a world-class payments solution – providing you with simple administration, global reach, and swift processing – so that you can focus on running your business.

GoCardless

GoCardless is a direct debit payments engine that allows domain owners to collect recurring dues and subscriptions online via the UK’s Faster Payments Service. It gets around the problem of entering credit card details into a website by using the banks’ systems rather than its own to make the actual payments. All the GoCardless is doing is providing a “switchboard” between your website and the Faster Payments Service, which means you don’t have to handle any payments directly yourself.

Serve (by American Express)

Serve is a product by American Express that is a digital and mobile payments platform, enabling its customers’ instant access to funds for day-to-day spending. The service also gives customers the ability to buy goods online and in-store with their cards. Serve, formerly known as Serve from American Express, started in 2010 when it launched as an electronic money service and was designed for use with the American Express Prepaid Card. In June 2015, it was announced that American Express would separate from Costco in 2020. However, the two companies will remain close partners, with American Express continuing to issue the Costco credit cards and handling customer rewards programs.

Visa Click to Pay

Visa Click to Pay is a Visa service that lets you pay securely online with your Visa card on participating websites. All you need is your card and its 3-digit security code. But don’t worry, it’s ultra-secure – no one can use your card number without permission. And if you’re not near your computer, you can buy items by using the Mobile Card Reader and scanning your credit card from your phone’s camera. It only takes a few seconds, and you’ll be all set to go!

Zelle

Zelle is a money transfer service and digital wallet that can send money to anyone who has an email address or mobile phone number with participating banks. It was established in 2017 as a division of Early Warning Services, a public company responsible for managing bank card networks, BINs, and fraud protection services.

So, there you have it —online payment, advantages, and payment options to choose from. Remember to keep your account secure and do not transact with anyone or anything you don’t know of. The internet is open for you to search about them first before making any payments.